Monday, December 14, 2009

Is it Always Better to Have Health Insurance?

by Dr. Jane Orient | Posted Dec 14th 2009 at 4:00 pm |

Uninsurance is portrayed as being like a disease; it has even been called an epidemic. At a minimum, it puts you one medical bill away from bankruptcy, and you might even die from it, they say.

Yet some people I know, even doctors, do not want to buy health insurance.

And I know of at least one person who was very lucky to have had hers cancelled.

Here’s her story. She told an acquaintance, who happened to be a physician, about her eye symptoms. “Wouldn’t you know! I lost my insurance a couple months ago, and now this!”

The physician happened to have an ophthalmoscope in her truck, and took a look in the patient’s eye. Then she called a retinal surgery practice and told the receptionist the patient’s history, and the results of the limited examination she could do. She thought the patient might have a detached retina.

The receptionist asked what type of insurance the patient had and was told she had none.

“Oh, self pay,” the receptionist said.

The technician said to send her over. “And by the way, ask her not to eat or drink anything in case she needs an operation.”

the outcome?

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